Southern California homeowner appraisal services from Alewyn Appraisal Services
Here are a few reasons why Southern California homeowners order from Alewyn Appraisal Group:
Need help determining the value of your house in
We at Alewyn Appraisal Group understand the unique needs of a consumer in need of appraisal services. Our customary business clients are used to the appraisal process and the standard reporting formats. Being a regular person not in the real estate industry that probably doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Alewyn Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
PMI Removal Appraisals
A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you dismiss unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that's going down or not appreciating as much as other houses nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an expert appraisal from Alewyn Appraisal Group is your best weapon.
Recently got a freeze your HELOC?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Alewyn Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.